Mortgage Brokers - Leeds

Will Assist Mortgages

Mazhar House,
48 Bradford Rd,
North Yorkshire,
LS28 6DF‎

0113 320 0720

About Us

As one of Yorkshire's leading whole of market mortgage advisers, we are uniquely placed to find exactly the right mortgage for you from the hundreds the market has to offer, offering a whole of market choice that won’t be beaten.


Malcolm Shand

Malcolm is our senior mortgage adviser who covers the Leeds area. He holds the CeMap qualification along with over 7 years experience in the Financial Services industry

Considerations for First Time Buyers - by Malcolm Shand

You’ve probably heard this before, but we’re going to repeat it anyway because it’s so important: Buying a House is The Biggest Purchase You Will Ever Make.

That is, of course, unless you are fabulously wealthy and can afford a £1.8 million yacht, too! If you can, congratulations and you probably don’t need any guidance or advice from Will Assist Mortgages about your first-time buyer mortgage.

But if you are like hundreds of thousands of people in the U.K. your home will be a very significant purchase and investment. It will be one you want to make with care and consideration. For a moment I want you to put aside any thoughts of a new home and instead focus on the product you use to purchase that home – your mortgage.

There are hundreds of mortgages available on the market today. Some first-time-buyer mortgages are complicated, expensive and confusing. Others are straightforward, offer value for money and are relatively simple. The key is: How do you tell the difference between products? How do you figure out which mortgage is right for you? Most lenders are choosey about who they will loan to, so how do you position yourself as an attractive borrower?

Of course, your deposit amount, budget and income will be important factors to consider. Even so, the world of mortgages, new homes, surveys, legal requirements and all that needs to be done to buy a home is complex. Will Assist Mortgages will make what can be an overwhelming experience a safe one for you.

We’ll help you decide whether or not you should get a fixed rate, tracker or variable rate mortgage. A fixed rate means the cost of borrowing is fixed for a set period of time and you do not have to worry about your payments increasing if interest rates increase. Tracker and variable rate products follow interest rates set by the Bank of England and your monthly mortgage payments can rise or fall.

Will Assist Mortgages helps you select the right mortgage by looking at your finances and analysing your attitude towards costs and budgeting. We will find the most suitable first-time-buyer mortgage for you, at the best possible rate for your circumstances. Not only that, we will also offer support through the process and recommend local solicitors who can assist with the legal aspects of the sale.

Property prices are rising again after the credit crunch and it is tough to get a mortgage. But as a first-time buyer you do have an advantage – you are not part of a chain and will be attractive to sellers. Let Will Assist Mortgages make you attractive to lenders, too. We will work with you to get the right mortgage at a reasonable cost – one that fits your needs and works for you.

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Opening Times

Monday 09:00 - 17:30
Tuesday 09:00 - 17:30
Wednesday 09:00 - 17:30
Thursday 09:00 - 17:30
Friday 09:00 - 17:30
Saturday 09:00 - 17:30
Sunday Closed

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